Loan Rates

Current Rates in effect: 

Vehicle Loans

Loan TypeTermAPR Rates**
New Auto 2018-2019Up to 72 Monthsas low as 1.75%
Used Auto 2017-2018Up to 72 Monthsas low as 2.80%

** APR is Annual Percentage Rate. Offer subject to credit approval. The rate listed assumes a 0.25% discount for automatic payment, 0.25% discount for pre-approval, 0.25% for eStatements and 0.25% appreciation bonus. Cash purchase price includes taxes, license, title and Extended Warranty and GAP Insurance (if applicable).

HELOC Loans

80% First Mortgage HELOC

Credit ScoreRateAPRMargin
740+5.50%5.500%Prime
690 -7395.75%5.750%P + 0.25
650 – 6896.75%6.750%P + 1.25
620 – 6498.00%8.000%P + 2.50

80% Maximum Financing

80% Second Mortgage HELOC

Credit ScoreRateAPRMargin
740+5.75%5.750%P + 0.25
690 -7396.00%6.000%P + 0.50
650 – 6897.00%7.000%P + 1.50
620 – 6498.25%8.250%P + 2.75

80% Maximum Financing

90% First Mortgage HELOC

Credit ScoreRateAPRMargin
740+6.25%6.250%P + 0.75
690 -7397.00%7.000%P + 1.50
650 – 6897.25%7.250%P + 1.75
620 – 6499.90%9.900%P + 4.00

90% Maximum Financing

90% Second Mortgage HELOC

Credit ScoreRateAPRMargin
740+6.50%6.500%P + 1.00
690 -7397.00%7.000%P + 1.50
650 – 6897.50%7.500%P + 2.00
620 – 6499.50%9.500%P + 4.00

80% Maximum Financing

Personal Loans

Loan TypeTermAPR Rates*Amount
Fixed TermUp to 36 Months9.95% – 19.0%Up to $5,000.00

* APR for the personal loans will be adjusted when Single Life Insurance is added to the loan balance each month.

Note:

Rates, terms and eligible amount for financing are based on your personal credit history. Certain restrictions may apply. Ask for details.

Other Secured Loans

Loan TypeTermAPR Rates**Amount
Share / Savings AccountUp to 24 MonthsDividend Rate + 3.0%100% of Available Funds
Share Secured Certificate of DepositUp to CD MaturityDividend Rate + 2.0%100% of Certificate Funds
Share Secured Line of CreditUp to 24 Months3.0%100% of Available Funds
Certificate Secured Line of CreditUp to CD Maturity2.0%100% of Certificate Funds

*APR is the Annual Percentage Rate.

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